Thank you for choosing us as your mortgage lender. Please fill out this form and submit it to Rick Whisman. At the bottom of the form is a list of items required at application.
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"Rick made the home buying process smooth and painless!"
- Cory and Jill Schulte


Pre-Qualification Form
Borrower #1
Personal
Full Name:
E-Mail:
SS #:
Age:
Date of Birth:
Years. of School:
Number of Dependants:
Ages of Dependants:
Marriage Status: Single Married Separated
Home Phone:
Address:
City:
State:
Zip:
Rent or Own: Rent Own
How Long:
Monthly Payment:
Mortgage Balance:
Landlord/Mortgage Company Name:
Loan Number:
Value of Home:
Address:
Phone:

If less than 2 Years at current residence, please complete the following:
Previous Address:
City:
State:
Zip:
Rent or Own: Rent Own
How Long:
Monthly Payment:
Account Number:
Landlord/Mortgage Company Name:
Address:
Phone:
Borrower #2
Personal
Full Name:
E-Mail:
SS #:
Age:
Date of Birth:
Years. of School:
Number of Dependants:
Ages of Dependants:
Marriage Status: Single Married Separated
Home Phone:
Address:
City:
State:
Zip:
Rent or Own: Rent Own
How Long:
Monthly Payment:
Mortgage Balance:
Landlord/Mortgage Company Name:
Loan Number:
Value of Home:
Address:
Phone:

If less than 2 Years at current residence, please complete the following:
Previous Address:
City:
State:
Zip:
Rent or Own: Rent Own
How Long:
Monthly Payment:
Account Number:
Landlord/Mortgage Company Name:
Address:
Phone:
Borrower #1
Employment

Employer(s)
Name:
Phone:
Address:
City:
State:
Zip:
Hire Date:
Title:
Years in Profession:
Base Salary:
Average hours worked per week:
Overtime:
Commission:
Bonus:
Self Employed: No Yes

If less than 2 Years at current employer please complete the following:
Previous Employer(s)
Name:
Phone:
Address:
City:
State:
Zip:
Dates (From/To):
Position:
Salary:
Borrower #2
Employment

Employer(s)
Name:
Phone:
Address:
City:
State:
Zip:
Hire Date:
Title:
Years in Profession:
Base Salary:
Average hours worked per week:
Overtime:
Commission:
Bonus:
Self Employed: No Yes

If less than 2 Years at current employer please complete the following:
Previous Employer(s)
Name:
Phone:
Address:
City:
State:
Zip:
Dates (From/To):
Position:
Salary:
Other Monthly Income Received
Received by: Borrower 1 Borrower 2
Monthly Amount:
How long will it continue:
Source of Income (Child/Support/Alimony/Other):

Assets
Institution: Balance: Account #:
Checking:
Checking:
Savings:
Savings:
401K:
Other:
Other:
Automobiles:
Year: Model: Value:
$
$
$
Life Insurance/Face Value:
Furniture & Personal Property:
Real Estate Owned
Address:
City:
State:
Zip:
Rent or Own: Rent Own
Monthly Payment:
Balance:
Value:
Source of Funds to Close (if purchasing)
Savings/Amount: $
Gift/Amount: $
Other/Amount: $
Are you selling your present home?
Yes No
Estimated proceeds from sale:
$

Current Debts
Creditor: Monthly Payment: Balance: Account #:





$
$
$
$
$
$		 $
$
$
$
$
$




Are you obligated to pay alimony, child support or separate maintenance?
Yes No
Monthly Amount

Have you ever declared bankruptcy?
Yes No
When:

Any known credit problems?
Yes No
Brief Explanation:

Are you a US Citizen?
Yes No
New property will be:
Owner Occupied
Investment Property
Are you working with a Real Estate Agent? Yes No
Are you under contract to buy? Yes No
Realtor Name:
Company:
Phone:
New Property Address:
City:
State:
Zip:
Estimated Purchase Price:
Estimated Loan Amount:
Estimated Closing Date:
I am most interested in: Fixed Rate Adjustable Rate
Additional Information Needed for Refinances
Estimated Value of Property:
Taxes:
Insurance:
Month Due:
Month/Year Purchased:
Original Purchase Price:
Year Built:
Purpose for Refinance:
Cash out?
Lower Rate?
Would you like closing costs added into your loan if possible? Yes No

By submitting this form, you are stating that you agree to the statement listed below:
I hereby authorize RBC Mortgage to run my credit report. I fully understand that the credit report will be for the internal use of RBC Mortgage and that I will not receive a copy of this report.

Items To Bring To Your Loan Application
 
- Most recent paystubs covering a full 30 day period
- Most recent statements covering a 2 month period on all bank accounts
- 2006 & 2007 W2 forms from all employers
- 2006 & 2007 personal tax returns
- 2006 & 2007 corporate/business tax returns with a year-to-date profit and loss statement
- Landlord information (name, address, phone #) for any rental in the past 2 years
- Application fee - $25.00 for pre-approvals; $300.00 for loans with sales contracts
- Sale contract on new property (if purchasing)
- Sale contract on current residence (if applicable)
- Divorce Decree if you are obligated to pay alimony or child support
- Copy of cancelled earnest deposit check (if applicable)
- Copies of recent 401K, Profit Sharing or IRA account statements
- Copies of complete Bankruptcy Papers including Discharge Papers (if applicable)
- Explanation Letter for any known credit problems (if applicable)
- Photo ID / Drivers License and/or Social Security Number
"Rick Whisman has always been very helpful and available to me anytime. He even answers the goofy questions."

Adrinne White
- Copies of last 12 months cancelled checks or court printout for child support payment received as income (if applicable)
- Completeled Gift Letter, Copy of gift check & deposit slip (if applicable). (NOTE: It is best to have the gift funds given by a cashiers check)
- Copy of original Survey, Title Work & copy of Insurance Policy (refinance only)
 
Please try to bring all items requested to your application. Any missing items may slow your approval time. If you have any problems obtaining this information or any other questions about your loan application please contact Rick Whisman.